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Thursday, January 31, 2019

The Relationship Shared Amongst Students and Teachers Essay -- Educati

Relationship Shared amongst Teachers and Students Nowadays, there is re in ally much inclination plaguing our society as to how the perfect relationship between teachers and their students should be. One student might be favored more than than another in the schoolroom by the teacher, making this extra attention unfair to the other students. nigh always, there is a question pending as to what should the situation be inside a classroom. Nobody has yet come up with a solution to solve the problems facing our societys school system and the relationship the students collar with their teachers. An equalise balance of fairness, dedication, and hard work should come from two teachers and students. erst we achieve this goal, our classrooms will produce teachers giving a hundred portionage and their will and effort to teach while the students give their hundred percent of effort to learn and participate at the same time. The teachers responsibilities are much greater than that o f the students. In the Mission Statements, I found an interesting ingeminate from the Evergreen State College which says, The main purpose of a college is to teach, and good inform involves close interaction between faculty and students (54). I strongly guard with what this college mission is saying because this statement personifies teachers responsibilities since the better teachers teach, the closer those teachers will take place out to their students filling the students anxious brains with more knowledge. Fulfilling this task will both(prenominal) make a successful student and well as a successful teacher. To ensure the best education for a student, teachers must sic forth all efforts and knowledge to enlighten their students. Often times, you can witness students just not willing to pay attention to... ... waste and vice-versa. Teachers whitethorn feel more pressured due to concerned parents or others who want their children to have the best education as possible. This can be avoided if the teacher educates very thoroughly and properly to get across to the majority of the students if not all of them. This relationship is not like a see-saw, there cannot be more effort put from one than the other. The relationship must be equal from both the teacher and the students side to achieve success on both ends. Works Cited Hart, Jeffrey. How to Get a College Education. capital of Massachusetts Bedford/St. Martins, 2000 126-132 Lunsford, Andrea A. and John J. Ruszkiewicz. The Presence of Others. Boston Bedford/St. Martins, 2000. Rose, Mike. Lives on the Boundary. Boston Bedford/St. Martins, 2000 105-119. Thomas, David. The Mind of Man. Boston Bedford/St. Martins, 2000 120- 125.

Analysis of the Gempei War Essay -- Gempei War Japanese History Essays

Analysis of the Gempei WarIn May 1180 Prince Mochihito, the son of Retired emperor Go-Shirakawa, issued a statement urging the Minamoto to improvement against the Taira. While Mochihito would be killed in June and Minamoto Yorimasa crushed at the Battle of the Uji, a fire had been set. In September Minamoto Yoritomo, who had recieved Mochihitos call from Miyoshi Yasukiyo, set nigh meridian an army in the Province of Izu, where he had been in exile. There was an derision in the preceeding events, as Taira Kiyomori had himself s throw the seeds of the war, so the poetic narrative goes. His great error, we are told, had been to spare the sons of Minamoto Yoshitomo in the wake of the Heiji disturbance, allowing these three boys - Yoritomo, Noriyori, and Yoshitsune - to ripe(p) and form the leadership of a new and dangerous threat.In fact, Yoritomos own call to arms in the east was recieved cautiously at best. He did manage to kill the local Taira governor, but was defeated at the B attle of Ishibashiyama by Oba Kagechika. In the wake of this hard set concealment, however, Yoritomo did recieve the valuable additon of Kajiwara Kagetoki to his staff. elsewhere in the Kanto, local families began to respond to Yoritomo in varying spots and in Shimosa and elsewhere set about eliminating Kyoto-appointed officals. This often provoked inter-province and occasionally inter-clan civil war, a common and oft-overlooked element of the Gempei War. By the Spring of the following year, Yoritomo could count on at least the tacit support of well-nigh of the notable families in the Kanto, although the Chubu, though by now nominally Minamoto dominated, existed beyond his immediate control. Yoritomos Kanto man is occasionally referred to as the Tgaku, and rather then surge in the lead against the Taira, he contented himself for the time being with consolidating his hold locally.The Taira resolution to the violence was mixed and uncertain. Kiyomori dispatched his grandson Korem ori with an army eastward, but he turned back at the Fuji River in Suruga Province. Closer to home, Taira Tomomori - who would prove the most able of the Taira - had defeated the combined forces of old Minamoto Yorimasa and the warrior monks of the Miidera at the Uji River in late June. To punish the monks for their involvement thus far in the fledged conflict, Kiyomori ordered the Miidera burned and, a few months later, a nu... ...ted to a degree for the benefit of the audience. In a sense, the specifics of the Gempei War - the battles, armies, and tactics - were secondary to the semipolitical arena. The only truly decisive battle, from a war-winning standpoint, was Kurikawa. The famous fights at Ichi no Tani, Yashima, and Dan no Ura were nails in the coffin, conducted while Yoritomo himself was busy consolidating his hold over Minamoto sedulous Japan. One might even argue daringly that Dan no Ura, which looms so large in Japanese history, was essentially a mopping up operation given over legendary and almost Homeric (for lack of a better word) dimensions by the Heike Monogataris prose. Any one of the three battles mentioned probably paled in significance to the 1184 Court-Minamoto arranging that, if nothing else, paved the way for the Kamakura Bakufu.In the final analysis, many of our questions about the Gempei War - and the years preceding it - will never be conclusively answered due to a simple lack of full historical documentation. At the same time, the 20th Century saw a long-overdue reevaluation of the events leading up to the foundation of the Kamakura Bakufu. Happily, this is an ongoing endeavor.

Monday, January 28, 2019

Mobile Banking

Introduction M whatsoever affirms give birth established posture on the interlocking income and umpteen other(a)s be in the p busted of doing so. hold up doledge tele parley systems and webs, a brim slew r apiece pop give away to clients and re handle them with non besides general in pution astir(predicate) its sound only when also the opportunity of execute interactive beaching proceedings. In electronic desireing comp eaching, bank clients foot implore information and carry out well-nigh banking table serve (e. g. labyrinthine sense reporting, inter- nonice lurchs, and bill payment) via a telecommunication ne cardinalrk without the c solely for to go at the banks branch offices.Electronic banking comprises all electronic impart guests delectation to entree their names, including the Internet and recently energetic ph sensations (WAP- Wireless exercise protocol, SMS- Short Message Service, SIM Toolkit, PDAs-Personal digital Assistants). The cell call off hand erect merchant ship be characterd as a terminal in frequently the said(prenominal) way as an specie machine (Automatic Teller Machine). Currently, al close every unmatchable in the developed countries carries a wandering phone.So, clients cig artte assenting their bank peaks by dint of the banks meshingsite utilize non only a calculating machine besides also unsettled gizmos. M-banking is non only another television subscriber line for banking gos, but there is the possibility for becoming the primary channel. What is meandering(a) jargoning? officious banking is a chamfering process without bank branch, which pr laissez passer ups fiscal swear out of processs to unbanked communities efficiently and at inexpensive cost. To set aside banking and monetary wait oners by wide awake engineering science device by brisk phone is telephone called nomadic banking. sprightly banking (also kn induce as M- cambering, mbanking, S MS depository financial institutioning) is a term usaged for performing balance visualises, account executions, payments, assent coverings and other banking transactions do a smooth device a good deal(prenominal) as a smooth phone or Personal Digital Assistant (PDA). The earliest vigorous banking operate were offered oer SMS. With the introduction of the initiative primitive smart phones with WAP brave out enabling the wont of the fluent web in 1999, the first European banks started to offer diligent banking on this weapons platform to their customers. A liquid banking conceptual prototype sprightly shadowting refers to provision and availment of banking- and financial services with the help of quick telecommunication devices. The scope of offered services whitethorn include facilities to conduct bank and stock market transactions, to administer accounts and to access customized information. According to this model Mobile Banking can be avow to consist of three inter-related concepts * Mobile account statement * Mobile Brokerage * Mobile financial Information Services virtually services in the categories designated Accounting and Brokerage argon transaction- found.The non-transaction-establish services of an informational record argon however congenital for conducting transactions for instance, balance inquiries might be take aimed before committing a coin subsidence. The accounting and brokerage services atomic number 18 therefore offered al ways in combination with information services. Information services, on the other hand, may be offered as an independent module. Trends in meandering(a) banking The advent of the Internet has enabled revolutionary ways to conduct banking rail line, resulting in the creation of new institutions, such(prenominal)(prenominal) as online banks, online brokers and wealth managers.Such institutions still account for a tiny ploughsh atomic number 18 of the industry. Over the last few years, the restless and wireless market has been one of the fastest growing markets in the world and it is still growing at a rapid pace. According to the GSM Association and Ovum, the number of agile subscribers exceeded 2 billion in September 2005, and now (2009) exceeds 2. 5 billion (of which more(prenominal) than 2 billion are GSM). According to a field of operations by financial consultancy Celent, 35% of online banking ho habituateholds clear up stakes be organic evolution active banking by 2010, up from less than 1% today.Upwards of 70% of bank center call volume is projected to come from planetary phones. Mobile banking pass on lastly al depleted exploiters to drag payments at the physical point of sale. Mobile contactless payments give mother up 10% of the contactless market by 2010. Another wallpaper from 2010 by Berg Insight forecasts that the number of spry banking intakers in the US result grow from 12 jillion in 2009 to 86 million in 2015. Th e very(prenominal) study also predicts that the European market supply for grow from 7 million agile banking users in 2009 to 115 million users in 2015.Many believe that bustling users expect just started to full engage the entropy capabilities in their quick phones. In Asian countries manage India, China, Bangladesh, Indonesia and Philippines, where unsettled theme is comparatively founder than the fixed-line infrastructure, and in European countries, where mobile phone penetration is very high (at least 80% of consumers use a mobile phone), mobile banking is likely to appeal even more. Mobile banking line of business models A wide spectrum of Mobile/branchless banking models is evolving.However, no matter what business model, if mobile banking is being used to attract low-income populations in often farming(prenominal) locations, the business model pull up stakes depend on banking promoters, sell or postal outlets that process financial transactions on behalf te lcos or banks. The banking constituent is an important part of the mobile banking business model since customer care, service quality, and cash management go forth depend on them. Many telcos leave behind work by dint of their local air snip resellers. However, banks in Colombia, Brazil, Peru, and other markets use pharmacies, bakeries, and so onThese models protest primarily on the question that who bequeath for establish the relationship (account initiative, charge victorious, lending etc. ) to the end customer, the Bank or the Non-Bank/Telecommunication confederation (Telco). Another difference lies in the nature of agency agreement in the midst of bank and the Non-Bank. Models of branchless banking can be classified into three openhanded categories Bank Focused, Bank-Led and Nonbank-Led. Bank-focused model The bank-focused model emerges when a tralatitious bank uses non-traditional cheap delivery channels to stomach banking services to its existing customers.Ex amples scarper from use of Automatic Teller Machines ( asynchronous transfer modes) to internet banking or mobile phone banking to provide certain limit banking services to banks customers. This model is additive in nature and may be seen as a modest extension of stately branch-based banking. Bank-led model The bank-led model offers a distinct substitute to conventional branch-based banking in that customer conducts financial transactions at a whole range of retail agents (or by mobile phone) instead of at bank branches or by means of bank employees.This model promises the potential to substantially increase the financial services outreach by using a different delivery channel (retailers/ mobile phones), a different trade partner (telco/chain store) having go steady and target market distinct from traditional banks, and may be importantly cheaper than the bank-based alternatives. The bank-led model may be implemented by either using correspondent arrangements or by creating a JV between Bank and Telco/non-bank Non-bank-led model The non-bank-led model is where a bank has a limited role in the day-to-day account management.Typically its role in this model is limited to safe- pass offing of currency. Account management functions are conducted by a non-bank (e. g. Telco) who has require contact with individual customers. Mobile banking services Mobile banking can offer services such as the hobby Account information * Mini-statements and checking of account history * Alerts on account activity or passing of set thresholds * Monitoring of term deposits * Access to bringword statements * Access to card statements * reciprocal investment companys / equity statements * Insurance policy management Pension be after management * Status on look into, stop payment on cheque * Ordering cheque books * Balance checking in the account * Recent transactions * Due date of payment (functionality for stop, change and deleting of payments) * ensnare provision, Chang e of PIN and reminder everyplace the Internet * Blocking of (lost, stolen) cards take overments, deposits, drug withdrawals, and transfers * Domestic and world-wide blood line transfers * Micro-payment handling * Mobile recharging * Commercial payment processing * tear payment processing * Peer to Peer payments Withdrawal at banking agent * Deposit at banking agent A specific sequence of SMS messages allow for enable the system to verify if the lymph node has sufficient funds in his or her wallet and authorize a deposit or withdrawal transaction at the agent. When depositing coin, the merchant receives cash and the system credits the clients bank account or mobile wallet. In the aforementioned(prenominal) way the client can also withdraw money at the merchant through exchanging SMS to provide authorization, the merchant hands the client cash and debits the merchants account.Kenyas M-PESA mobile banking service, for example, allows customers of the mobile phone slattern Saf aricom to hold cash balances which are recorded on their SIM cards. Cash may be deposited or withdrawn from M-PESA accounts at Safaricom retail outlets located throughout the country, and may be transferred electronically from soulfulness to person as well as used to pay bills to companies. unrivalled of the nigh innovative applications of mobile banking technology is Zidisha, a US-based nonprofit microlending platform that allows residents of create countries to raise small business loans from web users worldwide.Zidisha uses mobile banking for loan disbursements and repayments, transferring funds from lenders in the United States to the borrowers in agrestic Africa using nothing but the internet and mobile phones. Investments * Portfolio management services * Real- while stock quotes * alter alerts and notifications on trade protection measures measures prices Support * Status of requests for credit, including mortgage approval, and insurance reportage * Check (cheque) b ook and card requests * Exchange of info messages and email, including complaint entranceway and tracking * ATM location.Content services * General information such as weather updates, news * Loyalty-related offers * Location-based services found on a mountain conducted by Forrester, mobile banking will be attractive mainly to the younger, more tech-savvy customer segment. A third of mobile phone users declare that they may consider performing some flesh of financial transaction through their mobile phone. But most of the users are stakesed in performing basic transactions such as querying for account balance and make bill payment. Benefits of Mobile Banking * Real sentence online banking Available any while, anyplace throughout the country * It is convenient, affordable and set * It is much more impelling in developing nest egg habits * It will make access to banking and advance(a) payment transactions at affordable cost * It is much safer, finalize and safeguard aga inst fraudulent transactions. Process of Mobile Banking The concept is different from SMS Banking which was discussed previously. The computer architecture is based on the specific requirement that the celerity is provided through GRPS, GSM, CDMA, EDGE, 3G and CSD enabled mobile phones.With Mobile banking, the following services can be availed of, but is not restricted to, * Viewing A/C statement * Viewing deterrent Status * Stopping Cheque Payment * Cheque Book ask * Fixed Deposit Enquiry * Bill Payment * Shopping/ purchase items The services can be provided to customers directly by the bank or through a 3rd company vendor and explanations for some(prenominal) are followed. architecture 1 When the bank provides the service directly to the customer The setup will hit a web legion, application horde and the database at the anks premises. We shall call this the mobile banking waiter for ease of understanding. The application will ensure what services are to be provided to t he customer. Based on the banking services provided to the customer, the security of the infrastructure has to be built in. The database can be the same as the Core banking database, having another table for mobile banking users. The customer uses his/her mobile phones to transact through the mobile network.The Mobile banking server in turn talks to the Core banking systems of the bank for user as assert-mark, processing transactions, authorization, etc. Architecture 2 When banks outsource this readiness to 3rd party vendors This is the more general architecture as Banks can quickly roll out their mobile banking upshots by connecting to a 3rd party. This is also the architecture with more security issues as interconnection with a 3rd party is involved. In this architecture, the mobile banking servers are located at the 3rd party vendors data centre.These servers will talk to the Core Banking servers of the bank through a secured channel (dedicated or shared link) for authencetica tion, authorization and transaction processing. Pre requisites to using this facility The customer has to first register with the Bank for using Mobile banking facility by linking the users mobile number with the account number. covering functionality The mobile banking facility can be provided to mobile phone users through a client or a web based access. using the client or web browser, the requisite security features are to be built. guest performs banking transactions based the services like check account balance, fund transfer, bill payment, shopping, etc provided by the bank. exploiter requesting a transaction * The user selects the service he wishings to perform like check account balance, bill payment, etc. * The mobile banking server asks for re-authentication for critical transactions. a) Re-authentication with the mobile banking sever ensures that critical transactions are verified and mapped to the user. b) The re-authentication can be estricted with the vendor only the user learn not authenticate with the bank every judgment of conviction a transaction is performed. Again this depends on the role played by the vendor. * User re-enters the credentials. * Server authenticates the mobile user and fores the data to the bank on how to process the mobile users service request. For e. g. , checking the account balance service, the mobile banking server will contact the banks server on how to process the request. Bank processing the transaction * The bank server will ask for details need to service the user request. taking the above example, the bank will ask for cheque number and this is forwarded by the mobile banking server to the end user. * The end user enters the details and sends it to the mobile banking server. * The server again asks for authentication. Once authenticated, the mobile banking server will forward the cheque number to the banks server. * This can be an ex gratia check based on the criticality of the service requested. For e. g. , if the bank provides fund transfer service, then it may be a good nous to again check for the users credentials.Again this is purely based on the criticality of the service provided * The banks server will check the status of the cheque and provide the details to the mobile user via the mobile banking server. Finally, this is just an example to show how the application should process requests from the mobile user. Based on the services provided by the bank, the security of the application can be built-in. For e. g. , if the application allows fund transfer or bill payment, then the required security threats should be identified and mitigated.Future functionalities in mobile banking Based on the internationalistic Re examine of Business Research Papers from World business Institute, Australia, following are the key functional trends possible in world of Mobile Banking. With the advent of technology and increasing use of smartphone and tablet based devices, the use of Mobile Banking functionality would enable customer connect across entire customer invigoration cycle much comprehensively than before. With this scenario, current mobile banking objectives of say make relationships, trim down cost, chieving new revenue stream will diversify to enable new objectives targeting higher aim goals such as building brand of the banking organization. Emerging technology and functionalities would enable to create new ways of lead generation, prospecting as well as developing deep customer relationship and mobile banking world would achieve superior customer sire with bi-directional communications. Illustration of objective based functionality enrichment In Mobile Banking * Communication enrichment television system Interaction with agents, advisors. Pervasive Transactions capabilities Comprehensive Mobile wallet * Customer Education Test drive for demos of banking services * Connect with new customer segment Connect with Gen Y Gen Z using games and soc ial network ambushed to surrogate banks offerings * Content monetization Micro level revenue themes such as music, e-book download * Vertical positioning perspective offerings over mobile banking specific industries * Horizontal positioning Positioning offerings over mobile banking across all the industries * Personalization of corporate banking services Personalization experience for four-fold roles and hierarchies in corporate banking as against the vanilla based segment based enhancements in the current context. * Build Brand Built the banks brand while enhancing the Mobile real estate. Challenges for a mobile banking solution Key disputes in developing a sophisticated mobile banking application are Handset oper king thither are a man-sized number of different mobile phone devices and it is a big challenge for banks to offer mobile banking solution on any type of device. somewhat of these devices support Java ME and others support SIM natural covering Toolkit, a WAP br owser, or only SMS.Initial interoperability issues however have been localized, with countries like India using portals like R-World to enable the limitations of low end java based phones, while focus on areas such as South Africa have defaulted to the USSD as a basis of communication achievable with any phone. The desire for interoperability is largely dependent on the banks themselves, where installed applications (Java based or native) provide better security, are easier to use and allow development of more complex capabilities similar to those of internet banking while SMS can provide the basics but sires difficult to operate with more complex transactions. There is a myth that there is a challenge of interoperability between mobile banking applications due to perceived lack of common technology standards for mobile banking.In use it is too early in the service lifecycle for interoperability to be addressed deep down an individual country, as very few countries have more than one mobile banking service provider. In practice, banking interfaces are well defined and money movements between banks follow the IS0-8583 standard. As mobile banking matures, money movements between service providers will naturally adopt the same standards as in the banking world. On January 2009, Mobile Marketing Association (MMA) Banking Sub-Committee, chaired by Cell combining and VeriSign Inc. , published the Mobile Banking Overview for financial institutions in which it discussed the advantages and disadvantages of Mobile Channel Platforms such as Short Message Services (SMS), Mobile Web, Mobile Client Applications, SMS with Mobile Web and Secure SMS. pledgeSecurity of financial transactions, being executed from some conflicting location and transmission of financial information over the air, are the most complicated challenges that need to be addressed jointly by mobile application developers, wireless network service providers and the banks IT departments. The followin g aspects need to be addressed to offer a secure infrastructure for financial transaction over wireless network 1. Physical part of the hand-held device. If the bank is offering smart-card based security, the physical security of the device is more important. 2. Security of any thick-client application running on the device. In case the device is stolen, the hacker should require at least an ID/Password to access the application. 3. assay-mark of the device with service provider before initiating a transaction. This would ensure that unauthorized devices are not attached to perform financial transactions. 4.User ID / Password authentication of banks customer. 5. Encryption of the data being transmitted over the air. 6. Encryption of the data that will be stored in device for subsequent / off-line analysis by the customer. One-time password (OTPs) are the latest instrumental role used by financial and banking service providers in the fight against cyber fraud. kind of of relying on traditional memorized passwords, OTPs are requested by consumers each time they want to perform transactions using the online or mobile banking interface. When the request is received the password is sent to the consumers phone via SMS. The password is run out once it has been used or once its scheduled life-cycle has expired.Because of the concerns do distinct above, it is extremely important that SMS gateway providers can provide a mighty quality of service for banks and financial institutions in regards to SMS services. Therefore, the provision of service level agreements (SLAs) is a requirement for this industry it is necessary to give the bank customer delivery guarantees of all messages, as well as measurements on the stimulate of delivery, throughput, etc. SLAs give the service parameters in which a messaging solution is guaranteed to perform. Scalability and reliability Another challenge for the CIOs and CTOs of the banks is to scale-up the mobile banking infrastruct ure to handle exponential function growth of the customer base.With mobile banking, the customer may be academic session in any part of the world ( truthful anytime, anywhere banking) and hence banks need to ensure that the systems are up and running in a true 24 x 7 fashion. As customers will find mobile banking more and more useful, their expectations from the solution will increase. Banks unable to meet the accomplishment and reliability expectations may lose customer confidence. There are systems such as Mobile Transaction Platform which allow quick and secure mobile enabling of non-homogeneous banking services. Recently in India there has been a phenomenal growth in the use of Mobile Banking applications, with leading banks adopting Mobile Transaction Platform and the Central Bank publishing guidelines for mobile banking operations. Application distributionDue to the nature of the connectivity between bank and its customers, it would be impractical to expect customers to on a even basis visit banks or connect to a web site for regular upgrade of their mobile banking application. It will be expected that the mobile application itself check the upgrades and updates and download necessary patches (so called Over the Air updates). However, there could be galore(postnominal) issues to implement this approach such as upgrade / synchronization of other dependent components. Personalization It would be expected from the mobile application to support personalization such as * Preferred Language * Date / Time format * Amount format Default transactions * measuring stick Beneficiary be given * Alerts Mobile banking in the world Mobile banking is used in some a(prenominal) parts of the world with little or no infrastructure, especially unlike and rural areas. This aspect of mobile commerce is also popular in countries where most of their population is unbanked. In most of these places, banks can only be found in big cities, and customers have to travel hun dreds of miles to the nearest bank. By 2012, it is estimated that there will be 1. 7 billion plenty with a mobile phone but not a bank account and as many as 364 million unbanked pot could be reached by agent-networked banking through mobile phones.In Iran, banks such as Parsian, Tejarat, Mellat, Saderat, Sepah, Edbi, and Bankmelli offer the service. Banco Industrial provides the service in Guatemala. Citizens of Mexico can access mobile banking with Omnilife, Bancomer and MPower Venture. Kenyas Safaricom (part of the Vodafone Group) has the M-Pesa Service, which is mainly used to transfer limited amounts of money, but increasingly used to pay utility bills as well. In 2009, Zain launched their own mobile money transfer business, known as ZAP, in Kenya and other African countries. In Somalia, the many telecom companies provide mobile banking, the most prominent being Hormuud Telecom and its ZAAD service.Telenor Pakistan has also launched a mobile banking solution, in coordination with Taameer Bank, under the label Easy Paisa, which was begun in Q4 2009. Eko India Financial Services, the business correspondent of State Bank of India (SBI) and ICICI Bank, provides bank accounts, deposit, withdrawal and remittance services, micro-insurance, and micro-finance facilities to its customers (nearly 80% of whom are migrants or the unbanked section of the population) through mobile banking. In a year of 2010, mobile banking users soared over degree Celsius per centum in Kenya, China, Brazil and USA with 200 percent, 150 percent, 110 percent and 100 percent respectively. Mobile Banking in Bangladesh Starting Mobile banking is a new technology in Bangladesh which started from 31st March 2011.Dutch Bangla Bank restrict pioneered in mobile banking services in Bangladesh. Most community heard about it but not have a clear humor. According to my go over almost 94% large number heard about mobile banking and 6% havent heard about mobile banking. Interest to use Many large number heard about mobile banking. But they barely have not felt that they should use it as they are able to use traditional banking system. Some populate feel interest to use it. About 55% plurality feel they should use it and 45% people havent feel to use mobile banking according to the survey. Takes time by mobile banking than traditional banking Mobile banking is real time on-line banking.As it is on-line banking it takes less time than traditional banking. It will make access to banking and advanced payment, transactions at affordable cost People have not to wait by standing in a tenacious line which is happen in traditional banking system. But some people recover it takes higher time and some people esteem it takes same time as traditional banking. According to the research only 5% people think it takes higher time, 34% people think it takes the same time and 61% people think it takes lower time than traditional banking system. Time saving Mobile banking is availa ble anytime, anywhere throughout the country. So it can redeem ones time. But all people not think the same.About 70% respondents think that mobile banking can save their time, where as 30% think it cannot save time. Cost It is convenient, affordable and it is much more effective in developing savings habits, it will make access to banking and advanced payment transactions at affordable cost. each(prenominal) people know that its cost is not higher than traditional banking. virtually 56% respondents say its cost is lower, 20% say same and 24% say it is affordable than traditional banking. . A positive aspect of mobile phones is that mobile networks can reach distant areas at low cost. Trust worthy It is much safer and safeguard against fraudulent transactions. One can combine mobile banking as traditional banking system.It has secured pin code which is known by the user, and also has a check digit without it no one can deposit money. But in Bangladesh traditional branch-based b anking remains the most astray adopted method of conducting banking transaction. The poor often have greater familiarity and rely with mobile phone companies than formal banking institutions. Furthermore a mobile handset can easily be adapted to handle banking transactions. But it is not commonly known by all. From the survey it is found that 63% respondents think mobile banking is charge worthy and 37% respondents feel it is not want worthy. Use It is much more effective in developing savings habits. Its using system is also easy. Anyone can use it.Poor people are often not considered viable customers by the formal financial vault of heaven as their transaction sizes are small, and many live in remote areas beyond the reach of banks branch networks. Informal banking services such as microfinance and village savings and loan associations remain limited in their reach. So, mobile banking system develops to bring poor people into banking system. 83% respondents face or heard no hassle to use mobile banking. But 17% respondents heard or face problems to use it like-sometimes transaction do not reach at time, cannot operate it easily as traditional banking, not trust worthy. Prospect of mobile banking in BangladeshMobile Banking is a Banking process without bank branch which provides financial services to unbaked communities efficiently and at affordable cost. The aim of the service is to bring more people under the comprehensive of banking service. Bangladesh Bank governor Dr Atiur Rahman inaugurated the service through -Journal of Arts, Science Commerce E-ISSN 2229-4686 ISSN 2231-4172 International Refereed Research Journal www.. research workersworlld.. com Vol. III, Issue 1,Jan. 2012 54 deposit and withdrawal of money from two banking outlets in the city. administration thinks it has a great prospect as it is a new technology in digital Bangladesh.But in Bangladesh many people think traditionally, because they cannot think it has any facility to use mobile banking. 69% people feel mobile banking has prospect in Bangladesh whereas 31% think it has no prospect in Bangladesh as many people will not feel interest or have belief on mobile banking. Suggestion to other to use the 55% feel interest to use mobile banking but most people do not want to give suggestion to other to use it. As it is a new method of banking people havent 100% assurance on it. So, people dont want to take any risk by giving suggestion to use it. 68% respondents say they do not want to give suggestion and 32% respondents say they want to give suggestion to use mobile banking. Make life easierMobile banking is real time on-line banking, available anytime, anywhere throughout the country, it is convenient, affordable and secure, it is much more effective in developing savings habits, it will make access to banking and advanced payment transactions at affordable cost, it is much safer, speedy and safeguard against fraudulent transactions. All of the charact eristics of mobile banking make life easier. But 43% respondents feel it will not make life easier as it may not be trust worthy, but 57% respondents feel the facility which mobile banking give will make life easier. Security In mobile banking a mystic pin code is used by the user. PIN ensures security of money and protects fraudulent transactions. So mobile banking is fully secured. It also believed by 70% respondents, but about 30% respondents say it is not secured as they cannot fully trust on online banking than traditional banking system.Speedy process One benefit of mobile banking is a very speedy process. Transaction can be done anytime anywhere quickly in less time. So 100% people believe that it is a speedy process. Class of people Mobile banking started with the idea to bring the poor under the umbrella of banking sector especially rural poor as there are not much bank facilities, also there savings is low so they feel timid to go to bank. But according to my survey 38% respondents feel pep pill class, 21% respondents feel middle class people can use mobile banking. But 41% respondents say mobile banking can be used by all class of people. Problems encounted in collecting dataThe researcher had to face the following problems in collecting data from the respondents i. principally most of the respondents have not enough idea about mobile banking. So it was very difficult to collect actual data. Because the information of the respondents was supplied from their idea. ii. Most of the respondents were not fully use mobile banking which caused another problem to data collection to the researcher. iii. Sometimes respondent could not answer to questions accurately and to the point. iv. The respondents were normally remaining busy with their work. So, the researcher had to visit some of them even at the work place and researcher sometimes had to pay more time to meet the respondents. v.Most of the respondents did not feel comfortable to answer questions. So researcher had to pay more time to gain their confidence. The banks that provides mobile banking, sms banking in Bangladesh * Dutch-Bangla Bank Ltd. * BRAC Bank Ltd. * Premier Bank Ltd. * Bank Asia Ltd. * HSBC * capital of Bangladesh Bank Ltd. * Standard Chartered Bank Ltd. * Mutual Trust Bank Ltd. * Trust Bank Ltd. * One Bank Ltd. * EXIM Bank Ltd. * IFIC Bank Ltd. * First Security Bank Ltd. * City Bank Ltd. * Islami Bank Bangladesh Ltd. * Mercantile Bank modified. Dutch-Bangla Bank Limited (DBBL) has for the first time introduced its mobile banking service, expanding the banking service from cities to remote areas.Bangladesh Bank governor Atiur Rahman inaugurated the service in July, 2011 by depositing Tk 2,000 and withdrawing Tk 1,500 through Banglalink and Citycell mobile networks in Motijheel area. Bangladesh Bank has already allowed 10 banks to initiate mobile banking. Of them DBBL kicked off first. Mobile banking is an alternative to the traditional banking through which banking service can be reached at the doorsteps of the strip section of the society, the central bank governor said at an initiatory press briefing at Hotel Purbani. Atiur Rahman said through mobile banking various banking services including depositing and withdrawing money, payment of utility bills and reaching remittance to the recipient would be possible.By going to the DBBL-approved Citycell and Banglalink agents throughout the country, the subscribers can open an account provided they show the necessary papers and pay a fee of Tk 10. To use the banking service, subscribers must own a cell phone from any provider. The bank gives subscribers a four-digit PIN. By using the PIN, subscribers can use a number of banking services, including depositing and withdrawing money, while maintaining account security. Customers may hand over cash to agents in the banks network, and agents can coordinate the transaction from their mobile phones, helping account holders securely complete banki ng tasks using their PINs.Customers can deposit or withdraw money up to flipper times per day, up to Tk 5,000 per day. One percent of the transaction account or Tk 5, whichever is greater, will be deducted as a cash-in charge. The charge for cash-out is 2 percent of the transaction amount or Tk 10, whichever is greater. There are no fees for registration, compensation or remittance disbursement services. Mobile Banking at BRAC Bank The service will enable millions of banked and unbanked people to deposit, withdraw and transfer money through mobile phones. bKash, a joint venture between BRAC Bank and US-based money in Motion, will provide mobile banking with a fully encrypted indorse technology platform for transactions through mobile phones.Any mobile user can register and open up a bKash account and then do transactions through their mobile phones in easy, convenient and true(p) way. bKash will fundamentally change the way people now do transactions, as all transactions will be possible through mobile phones in future, said Syed Mahbubur Rahman, managing manager of the bank. Customers will not need to come to the bank rather the bank will go to them, he said at a press conference in Dhaka on the occasion of its 10th founding anniversary. The bank said a bKash account will act as a digital mobile wallet and anybody can take the service. Your mobile phone will become your wallet.Customers can get financial services through phones, even by the handset that costs the lowest, Rahman said. Under a partnership with UNDP and Local Government Division, bKash is rolling out mobile banking in 4,501 union parishads in the country. It has already signed a deal with a leading mobile operator and is in talks with others to enable all mobile users &8212 currently near 7. 5 crore &8212 to have individual digital wallets, said Mamdudur Rashid, deputy managing director of the bank. Recently some Bangladeshi banking companies and mobile network provider companies have laun ched mobile banking in Bangladesh. A new door of technology is opening in Bangladesh.Now people of Bangladesh can use their mobile phone as a bank account with balance transfer, payment, money upload and many more facilities at a low cost . I will give you some useful info about these services * BKash Limited is a joint venture between BRAC Bank Ltd. , Bangladesh, and Money in Motion LLC, USA. Ensuring access to a broader range of financial services for the people of Bangladesh is the ultimate objective of bKash. It has a special focus to serve the low income people of the country and promote sustainable micro-savings to achieve broader financial inclusion by providing financial services that are convenient, affordable and reliable. * bKash is workings both as an extension of BRAC Bank and as a full-scale mobile phone-based payment switch.This will highly benefit the country as 83% of the population lives under $2 a day and access to finance can help in improving their economic si tuation. Less than 15% of Bangladeshis are connected to the formal financial system whereas 44% of perfect populations are having mobile phones. Providing financial services using this mean can make the service more accessible and cost effective for the large population of Bangladesh. How to open an account 01. Go to any of your nearby bKash agent along with- a. Your mobile phone with active Robi number b. A replicate of your word-painting ID (National ID/Passport/Driving License/Other valid mental picture ID) c. 2 copies of Passport size photographs 02. Upon successful registration you need to motivate your wallet in following manner- Kash authorized agent will help you throughout the process and confirm registration. You will also receive a confirmation SMS in your mobile. Conclusion Some policy Implications, Mohammad Mizanur Raman,(www. ampublisher. com) Mobile call off Banking offers the potential to extend low cost virtual bank accounts to a large number of currently un- banked individuals worldwide. Change is being driven by falling costs of mobile phones including airtime, by competition and by the ability of electronic banking solutions to offer customers an enhanced range of services at a very low cost. Text-a-payment (TAP) builds upon the familiarity and comfort that people around the world have with sending text messages via their mobile phone.Instead of traveling to the bank to make their loan payment, clients can -Journal of Arts, Science & Commerce now text their loan payment directly to the bank saving them both travel time and money. This is also beneficial for the bank, since they can increase their outreach to rural areas while reducing their costs. (Catching the Technology Wave Mobile Phone Banking and Text-a-Payment in the Philippines, John Owens, Anna Bantug Herrera,www. bwtp. org) M-Banking technology has become one of the most familiar banking features throughout the world. Nowadays millions of inhabitants of Bangladesh are with in a network through mobile network coverage.But in the commercial sectors like banking, m-Commerce technology has not been adopted broadly yet. In context of Bangladesh where almost 95% of geographical areas including Chittagong Hill tract voice is under cellular coverage and having sufficiency in Internet infrastructure in remote regions, m-Banking via mobile phones can be the right quality for the promising banking sector. Considering m-Commerce and m-Banking perspective in Bangladesh, a Push Pull services offering SMS (Short Messaging Service) based m-Banking system has been proposed which is able to provide several(prenominal) essential banking services only by sending SMS to bank server from any remote location. They are Broadcast, Scheduling, Event, and Enquiry and m- Commerce services.Fifteen push pull services underlying these categories are implemented in this proposed system which are most desired to customers. The proposed system not only brings banking transaction in hands grip but also makes it easier, robust and on the table with highest security. Moreover, modified data failover algorithm handles unexpected SMS server failure with any congestion or service request loss. At last, after evaluating each module of our proposed system a satisfactory accuracy rate 94. 95% has been obtained. Abstract The main objective of the study is to find out the problem and prospect of mobile banking in Bangladesh. For this research primary data were used. This study adopts with descriptive in nature.Total respondents were long hundred within that 61 % respondents think it saves time than traditional banking, the highest number of respondents use mobile banking for Air-time top-up service, that is 21%, out of 120 respondents 56% replied it is less costlier than traditional banking, 100% respondents did agree that it is speedy, and 38% respondents are upper class. Although this concept is new in Bangladesh but its potentiality is high. From this research, other researchers and policy makers will get an insight about the problems and prospects of mobile banking in Bangladesh. Keywords Problem, prospect, Mobile banking. References * Dhaka Bank Ltd. , Banani branch. * Dutch Bangla Bank Ltd, Banani branch. * BRAC Bank Ltd, Banani branch. * www. thedailystar. net * Wikipedia * www. enterpriseinnovation. net * www. wikipedi www. marketresearch. com * www. bwtp. org * www. ampublisher. com * www. scribd. com/doc/54509127/28/MOBILE-BANKING-IN-BANGLADESH * www. researchersworld. com/vol3/Paper_05. pdf * bankinfobd. com/banks * www. dhakabankltd. com/ * www. bracbank. com/platinum_card. php * www. businessnewsbd. com/index. php? option=com_content&task=view&id=3619&Itemid=88 * www. dutchbanglabank. com/electronic_banking/PDF/MobileBankingBrochureEnglish. pdf Index WAP Wireless Application protocol SMS Short Message Service PDA Personal Digital Assistants ATM Automatic Teller Machine M-banking Mobile Banking Telco Telecommunication c ome withMobile BankingThe Future of Mobile Banking by Rob Berger in Banking * Photo BankSimple INTRODUCTION Communication is the exchange of information and feeling or ideas, which allow the majority of people to get the news of all sides. In addition, we are used the communication every day to let people know what we are doing or thinking even feeling which people are received that by voice, picture or chat. Moreover, communication technologies have made it simple to communicate to friends in the other side of the world by calling them using mobile phone, e-mailing them and writing in our web pages using social networks, such as Face book, Twitter or Messenger.Additionally, many other recourses are used by the majority of people to keep in touch with the world, which they can watch television or take care to the radio especially when they go to work. Therefore, communication technologies are considered one of the most important elements in our lives and that is why this essay is g oing to define the advantages and disadvantages of communications technology in terms of our health, education and relationships. This essay will take in firstly, the advantages and disadvantages of communications technology in health.Secondly, the advantages and disadvantages in education. Thirdly, the advantages and disadvantages in relationships. Finally, what scope should people be bothered about our grandchildrens world if these technologies still run on to develops in the future? Mobile banking apps make banking and managing finances more convenient and less time consuming. They also reduce the need for working with loads upon loads of paper, like all those forms you need to fill out in brick-and-mortar banks.The most common activities performed by mobile banking app users include see and depositing checks, monitoring account balances and, for some, managing travel or hotel bookings. Many banks also offer online banking options for those who want an easier way to control the ir cash flow, pay their bills, and locate ATM stations. Some even allow person-to-person payments Mobile banking apps have really been around for years. The first bank to ever offer their clients the convenience of doing banking-related activities on their mobile phones was Wells Fargo.Today, according to a research firm in Boston, more than 6,500 financial institutions in the US have developed mobile banking services for people who want to keep track of their finances on the go. Since more and more people rely on their smartphones (at least 70% of Americans who own smartphones use banking apps), app development is expected to increase even more. Developers will continue to come up with more innovative ideas for mobile banking. These apps will slowly change the course of regular banking. Just last January, a new kind of bank was introduced to the public.GoBank, created by prepaid reloader Green Dot, is a mobile banking app of a different kind. Unlike existing apps, GoBank is not co nnected to any brick-and-mortar bank. It is a stand alone app a mobile bank in the real sense of the word. In other words, if you want to make a deposit or check your account balance, you will need to open the app on your phone. GoBank is the answer to the appeal of people who are much glued to their mobile phones even when walking down busy streets. It can perform all basic bank functions, like paying bills and depositing checks.This development is not surprising. Developers often try to outdo each other in producing an app or apps that can easily catch the consumers fancy especially consumers who use mobile banking every day of their lives. In the coming months and years, more apps like GoBank will be spotlighted in the market, and people will continue to want more. At this point, though, developers should also work on coming up with better security features for mobile banking. Security is the main reason why a good number of smartphone users do not yet use mobile banking facili ties on their device.So before anything else, this should be prioritized. Mobile Deposits Already available with many banks, users can deposit a check by taking a picture of it with their smartphone. Ive used the feature now with Capital One 360 and absolutely love it. Called mobile remote deposit capture (RDC), my girl uses this feature to deposit her paychecks into her Money account with Capital One 260. And I use it to deposit the occasional checks we receive. Its a snap (pun intended). eon not all banks offer this feature, yet, they will. Mobile Bill PayAs the person who pays all the bills in my family, this feature is really exciting. Imagine taking a paper bill you receive in the mail and paying it by taking a picture of it. Similar to RDC, Mobile Photo Bill Pay is on the way. U. S. Bank is already testing this functionality. Theres a hidden benefit to mobile bill payit will make switching banks easier. Rather than having to re-enter all your payee information and automatic payments, you can just snap a picture of each of your bills. Security The security risks of mobile banking are minimal.Mobile banking apps do not work with third party programs, as they deal directly with you and the bank they are linked to. Your banking hiding is not compromised or shared with anyone else. In addition, banks also require their mobile clients to provide the right username and password before performing any kind of transaction. Since apps are becoming more and more complicated and technologically advanced, however, security measures will need to keep pace. Leading the example is Wells Fargo, which is already working on using voice and speech recognition for carrying out banking transactions.This is an interesting development because it offers not only convenience, but also added security. Smartphone as Your Wallet Eventually, well pull out our Smartphone to pay for things rather than our wallet. This is already a reality to a limited extent. Individual retailers lik e Starbucks offer apps that allow you to pay for products. And Google Wallet has made some progress. But overall we are still a long way from cutting up our cash and plastic. Rob Berger. The Future of Mobile Banking. March 10, 2013.

Sunday, January 27, 2019

Reigniting Your Passion for God Essay

The creative force behind alto set offher told grand art, each slap-up drama, whole great music, all great architecture and all great writing is high temperature. Nothing great is ever accomplished in animation without furor. Nothing great is ever sustained in life without passion. passion is what energizes life. cult makes the impossible possible. craze crumbles you a reason to make grow up in the morning and go and say, Im going to do several(prenominal)thing with my life today. Without passion life becomes boring. It becomes monotonous. It becomes routine. It becomes dull. immortal created you with the emotions to have passion in your life and He exigencys you to live a ardent life for Him. Passion is what mobilizes armies into action. Passion is what causes explorers to boldly go where no mans departed before. Passion is what causes scientists to spend late night hours trying to find the recuperate to a dreaded disease. Passion is what takes a good athlete and turns him or her into a great athlete where theyre breaking records. Youve got to have passion in your life.One day a man walks up to messiah and he says, Lord, whats the most important thing in the parole? And you know what the Great Commandment is. Weve talked nigh it many magazines. Jesus said, I demand you to savor matinee idol with all your heart and soul and psyche and strength. Nothing matters more than that. Thats the number one thing in life. I wishing you to love Me ardently. Nothing else matters in life if you usurpt love God with passion. God doesnt want you to love Him half-heartedly. He wants you to love Him with all your heart and all your soul and all your mind and all your strength.I love the paraphrase of that verse, Mark 1130, from The Message Jesus said, Love the Lord God with all your passion and prayer and intelligence and energy. tour the interchange passion. That word, in Greek, is the word heart. God is saying I want you to put some ponderosity into it, put some energy, put some emotion into your relationship with Me. take for grantedt be a wimp close your relationship with Me. striket be namby-pamby. Dont be half-hearted. Give it all youve got. Jesus is saying, If youre going to follow Me, youve got to go it with passion. Youve got to give it some oomph, some spark, some zip, some enthusiasm, some zest. In other row I want you to live your life with me arousedly.In fact, this truth is all through the Bible. The Bible tells us that were to seek God passionately. Were to love God passionately. The Bible says that were to serve and obey God passionately. Were to trust God passionately. Then as if you didnt get the message, in Colossians 323 He says Whatever you do, do it with all of your heart as unto the Lord and not unto men. He says I want you to do everything passionately when it comes to loving Me, serving Me, living for Me.Heres the amazing thing. In America its ok to be passionate about anything nevertheless God . That is not politically correct to be passionate about God. I base be passionate about movies. I sewer be passionate about sports. I can be passionate about politics. I can be passionate about fashions and clothes. I can be passionate about restaurants. But I cannot be passionate about God. Thats a no-no.I typed in the phrase a passion for into Amazon.com and found a couple light speed books with that title. theres a book call A Passion for Birds, A Passion for Books, A Passion for Cactus, A Passion for java (thats understandable), A Passion for Fashion, for Fishing for Flying, for Gardening, Golf, Hunting. Theres however a book called A Passion For Mushrooms. A Passion for Needlepoint, Pasta, Ponies. Theres a book called, A Passion for Potatoes, for Roses, for Shoes. Theres even a book called A Passion for Steam. I cant figure out what that ones all about I dont know why youd get passionate about steam.But in our culture today its ok to be passionate about anything exce pt your religion, except your faith, except your relationship with God. I can go to a concert, or a political rally or a baseball game and I can shout my head off. I can get excited. I can get hoarse from yelling so loud. When my team loses I could cry. Nobody thinks thats a big deal. When my team wins I can jump up and dance around and wave my hands in the air. If I do that at a game people go, Hes a real fan But if I do that in church people say, Hes a daimon Hes a nut case. You dont want to get too emotional about your faith. Its ok about anything else simply not that.Romans 121 Never be lacking in zeal, but keep your spiritual fervor. Keep the fires going in your life. Circle the word keep. Notice, its not automatic. Its a choice. Its a discipline. Its something you must maintain. You are not by nature passionate about God. Its something that you must choose to do. You get distracted and everything in life conspires to keep you from universe passionate about God. So He says k eep your passion going. Keep the fires going. Its a discipline. Its not just automatic.This kind of thing being passionate about God has nothing to do with either your personality or your age. Our churches are modify with hundreds if not thousands of senior believers who have walked with God a long, long judgment of conviction and are still passionate.But everything in life conspires to keep you from being passionate. And it dissipates your energy. When you first become a believer and you really understand what a good deal youve got you get excited about it, This is quite a big deal All my sins were forgiven. I now have a purpose for living, and I now have a future home plate in heaven. What a deal And you get excited about that when you give your life to Christ and youre pretty passionate. But as time goes by you begin to lose your steam. You begin to lose your zip, your zest, your enthusiasm. What toped? Why does that happen?Thats what were going to realise at today. As we g o through Gods word were going to hold back at seven passion killers, things that rob the joy out of your life. I thought this would be a very appropriate message, right in the middle of winter, when nobody feels very passionate about much of anything. You want the warmth of summer back. So this morning were going to look at these passion killers together. I want you to use it as a checklist. Because God says, I want you to love Me with all of your heart.

Thursday, January 24, 2019

Rat Pow

RAT POW Problem Statement I this POW we were appoint to find the population of the exp mavinnessntial growth of a rat population, residing on a perfect, utopian island after a year. Organisms will flourish prosperity on the Island and no deaths would occur. The journey began when merely 2 full-grown rats, the one original male and female, arrived on the island. Their offspring would be determined by the following Every solar day from January initiative, the original mother would give have to a liter of 6 infant rats. Within this 6, half would brood of female offspring, leaving the other half to become male.She would continue to modernise offspring any 40 long time (the initiative genesis of Offspring). The 1st Generation would thusly produce their 2nd generation of offspring great hundred days after their birth. Finally, the 2nd Generation would produce the tertiary Generation of their offspring after 40 days. Process I organized my last data in a table format, but it was not a result of my first attempts to solve the problem by any means. First, I made a sort of chart solely calculating which days were the markers for the original incurs babies (the 1st Generation).I counted 40 continuous days, starting from January 1st, and when I got to the fortieth day after January first (which was February 9th) I started over counting from 1-40 at one time again. I proceed on with this method to conclude that 9 cycles of descendants would occur during 365 life span, reproducing every 40 days. In addition, I overly had the dates of each of the days that Generation 1 would be produced, which I bring out was no use to my problem or solution. From there, I notion I could simply count the days that the 1st, 2nd, and 3rd generations were born, but then I came to a realization with just how many rats there would in reality be.I came to the assumption that such a tactic would take a wicked amount of time to complete and that a different, and more efficient take aim should be perused. So I got together with a friend to earn if we could come up with a competent strategy. We trenchant we would conduct the family channelize strategy, so we first taped many regular printer make-up sheets together to have enough space for the tree. We started with a Male and feminine plot, and attempted to branch of from there to depict each generation accurately.We cursorily learned that our procedure, and the rate we were going, would probably take days to complete and that is was on the whole insufficient time-wise. We tried to find ways around it, and eventually decided to call it a day. At home, I explain the situation to one of my parents and they have me the idea for a table. It would consist of time intervals by day (day 1, 40, 80, 120, 160, 200, 240, 280, 320, and 360), the breeders during that time/day, and the number of rats during that day included in either the 1st Generation, 2nd Generation, of 3rd Generation.On day 1, there were 2 Bre eders (the original aim and Father), six 1st Generation babies, and no 2nd or 3rd Generations yet. On day 40, there were still only 2 breeders (the Mother and Father because the babies had just been born), 6 1st Generation sis rats, 6 2nd Generation baby Rats, and no 3rd generation baby rats. As you can observe in the table below, I continued on with the pattern until I got to day 360 and every column in the table with completed. I counted up the total number of rats in every column, and it totaled up to 1,808 rats which I knew was correct because I had official verification.

Monday, January 21, 2019

The Nature of Social Theory

Motivating employees to give feedback on goals, objectives and operations of the shaping.Developing a worker-advising program that provides ideas for motivating the workforce.Developing tutorial and training programs through dialogue, theatre sharing and feedback.We discuss the nature of affectionate surmise throughout this paper. Here, we alone note its foundational assumption that there is potential for mischief when the interests of owners and 1 For example, some(prenominal) of the criticisms of appraisal interviews focus on the perceptual biases that people bring to them.These embroil the halo error, the crony effect, the doppelganger effect and the Veblen effect. They argon discussed by (Grint, 1993) and (Roberson et al 2007), among umteen former(a)s. We do not suggest that these problems smoke be explained primarily by the influence of agency theory. 3 those of managers diverge.In those circumstances managers may be able to extract higher rents than would oppositewi se be accorded them by owners of the firm (Dalton,, 2007). As this paper focuses on two types of employees margeinable and Permanent. An conflict situation, where an employee is expected to die hard in a position for a certain period of time. evanescent employees may cave in the opportunity to achieve everlasting study location after the time period has lapsed Temporary workers may to a fault be referred to as seasonal employees or temps. Employment frontier may be based on the completion of a project, the avail cogency of funding, or other circumstances (Bloch, 1995).Many of the studies spend a penny dissimilar perceptions when defining of temporary employees. For example, temporary employees have been called as flexible staffing employees (Houseman, 2001), contingent workers (Blank, 1998), and non-standard workers (Kalleberg et al., 1997). A study by Feldman (1995) defines temporary employees as persons who are hired for a limited period on a needed basis.Polivka and N ar do (1989 11) provided more understanding on defining temporary employees they classified temporary employees as individuals who do not have an explicit or implicit contract for long- destination employment or have one in which the minimum hours of work screw different in non-systematic way.A permanent employee differs from a term or temporary employee, both of which have a pre-determined period of employment (Gallagher, 2002). Permanent employees, regular employees or the directly employed, work for an employer and are compensable directly by that employer. Permanent (regular) employees do not have a predetermined end date to employment.In addition to their wages, they often see benefits like subsidized health care, paid vacations, holidays, sick time, or contributions to a retirement plan. Permanent employees are often eligible to switch argumentation positions within their companies. (Peck, 2000) Even when employment is at will, permanent employees of boastfully companies are globally protected from abrupt job termination by severance policies, like advance notice in case of layoffs, or formal discipline procedures.They may be eligible to join a union, and may enjoy both social and financial benefits of their employment (Cranford, 2003) complaisant Exchange Theories According to De Cuyper et al. (2008), there is no available theoretical fashion flummox to check the cause of succinct term employment. ON the other side, general psychological theories offer a good starting point for the analyses, although these have mostly been developed against the scenery of the permanent employment relationship.These can be divided in two main groups work tense up models, and social comparison or social exchange theories. The social comparison theory (Festinger, 1954) is the idea that there is a drive within individuals to look to outdoor(a) images in order to evaluate their own opinions and abilities.These images may be a reference to physical reality or in comparison to other people. People look to the images portrayed by others to be obtainable and realistic, and subsequently, present comparisons among themselves, others and the idealized images. In his initial theory, Festinger hypothesized several things. He indicated that humans are compelled to appraise themselves by probing their opinions and abilities in assessment of others.He unless said that the inclination to evaluate oneself with some other specific other person decreases as the differentiation between his opinion or ability and the others own become more deviating. He also hypothesized that there was an upward drive towards achieving greater abilities, but that there are non-social restraints which puzzle out it just about impossible to change them, and that this was largely absent in opinions (Festinger, 1954).The individuals who are identical were better in generating accurate evaluations of abilities and opinions.Work stress models helps us to explain the consequ ences of niggling term employment by defining specific characteristics that make short term workers more vulnerable to suffer work related stress (see De Cuyper et al., 2008).There are three related variables. First, contractual employees are off-base to the organization, meaning that they are not the main important concern of the employers regarding different aspects such as benefits, wages, promotion or further training. This thought is advance in theories such as the Flexible Firm model (Atkinson, 1984, cited in Valverde et al., 2000) and the Dual Labour Market model.The resulting bad working conditions for the contractual employees can cause a consequence, a decrease in the workers welfare and instruction execution appraisal at the workplace (Rousseau & Libuser, 1997). Therefore contractual workers have fewer possibilities for deciding how to perform their work, to use specific skills or to make any other kind of decisions within the workplace (De Witte & Nswall, 2003) .In addition, since contractual employees are new members of the organization, they have to understand processes and aspects of the organization growing another potential source of stress (see De Cuyper et al., 2008). The neediness of give birth from partners, supervisors or even the coworkers (De Witte & Nswall, 2003) can also be a part of stress and strain to wellbeing.The third component is the lack of control that contractual employees experience regarding the demands of the employer (or employers)2.2 Gap AnalysisBuilt up conceptual model where two impacting components exertion appraisal was the in leechlike variable and perceived whereas the dependent variable was organization committal.They have proposed that relationship of these influencing factors on is researched as empirically/quantitatively. They have utilized case study based approach to form this model. They have proposed that by utilizing the questionnaire on a Lickert Scale, data should be equanimous and on the basis of the response from the respondents, results should be analyzed statistically so that the true outcome can be achieved.Research GapShockingly very(prenominal) little(a) examination has been on performance appraisal politics and organisational commitment A little work is done to characterize connection among organizational commitment and performance appraisal politics but work is done on performance appraisal that incorporate fairness element (Linde, 2015).In fast changing environment and economy, performance appraisal is very prerequisite component. Our studies can be conducted on other industries in Pakistan to explore the effects of PAP on OC that attract to understand the employment relationship (Arshad, Masood,Amin 2013).Surprisingly, very a few researches have been done study on how this performance appraisal effects on long term and short term employees. Early studies on performance appraisal were only directed towards the intact employees without focusing on se gmentation of both the long and short term employees.2.3. HypothesesH Performance appraisal politics has insignificant impact on permanent employees organizational commitment.H2 Performance appraisal politics has insignificant impact on contractual employees organizational commitment.

Sunday, January 20, 2019

Bio Architecture Research Paper

THE PONTIFICAL AND lofty UNIVERSITY OF SANTO TOMAS College of architecture DESIGN 1 Research Paper July 17, 2012 1. Biotecture Biotecture is the bound employ to define computer computer architecture that is influenced by biology. Biotecture makes use of organic materials such as plants, minerals, and organisms. In biotecture, record itself is the ideal architectural construct. 2. sustainable Architecture Sustainable authority something that can be maintained at a accepted rate or level. It can also be upheld and defended. Sustainable architecture is the term used to describe architectural designs that have environmentally aw atomic number 18 techniques.In sustainable architecture, the following aspects of building should be considered atmosphere, longevity, energy, interface, and equity. 3. Zoomorphic Zoomorphic is the adjective form of the noun zoomorphism, which means the use of animal forms in symbolism, literature, or graphic. Following this definition, zoomorphic arc hitecture is a new wave of contemporary architectural designs based on animals. In some designs, the animal stands as a symbol magic spell in other buildings, the design shares some elements of an animal in a more functional manner. 4. Biomorphic Biomorphic architecture is the architecture that has the form of a liveness organism. Biomorphic architecture uses nature as a model, and designs that are influenced by the morphologic principles and decorative motifs found in nature. 5. Nanoarchitecture Nanotechnology is the study of the control of matter on an atomic and molecular scale. Given this definition, nanoarchitecture is the integration of nanotechnology in architecture. Nanotechnology can be coordinated into architecture by the use of nano-products, nano-materials, nano-telecommunication, or even nano-shapes. . Biomimicry Biomimicry scarce means to imitate life. This is a new discipline that studies natures best ideas and then imitates these designs and processes to solv e human problems. Architecture that involves biomimicry is the architecture wherein the designs are inspired by nature. 7. Biomimetic Design Biomimetic Designs are biomimicry. These designs mimic biologic structure and processes. In scaffold design, biomimetic refers to scaffolds that copy bone structure and function. 8. Organic Architecture The great architect Frank Lloyd Wright was the first person to use the term Organic Architecture. Organic architecture promotes harmony between the man-made structures and the nature that surrounds it. This can be achieved through design approaches which are well integrated making the buildings and surroundings part of a unified and interrelated composition. 9. Biostructural Biostructural is define by nature doing the actual construction work and makes direct use of natural systems for architectural purposes.

Thursday, January 17, 2019

Diploma in Business Communication Essay

learnedness Outcomes for Unit1. Understand dissimilar types of transaction teaching. 2. Be able to register line selective information effectively 3. Understand the issues and constraints in relation to the persona of business information. 4. Know how to communicate business information apply distract systems. Grading criteria for unitP1 Explain as secerned types of business information their sources and purposes P2 apply complex internal business information using 3 different methods appropriate to the riding habitrs needs P3 Produce corporate confabulationsP4 Evaluate the external corporate communications of an existing product or service P5 Explain the sub judice and ethical issues in relation to the use of business information P6 Explain the perational issues in relation to the use of business information P7 Outline electronic and non-electronic methods for communicating business information, using examples for different types of audition M1 Analyse different typ es of business information and their sources M2 Analyse the legal ethical and operational issues in relation to the use of business information, using appropriate examples D1 Evaluate the appropriateness of business information used to secure strategic decisions. D2 Evaluate the effectiveness of business information and its communication as key contributors to the success of an organisation, using examples to illustrate your demonstratesTasks Grading criteria addressed purpose 1 Task 1Using the research on HMV, prepargon a compose physical composition which a) Explain the types of information used, their sources and purposes(Make sure you include verbal, written, onscreen, multi-media, web- ground) b) To achieve M1 your report should analyse the different types of information (make sure your explanation is detailed agree down each piece of information and look for connections and so on c) The next air division of your report should evaluate the appropriateness of 2 sets of information used in making strategic decisions e.g. a marketing decision based on market research information or financial performance based on financial information gathered etc.(Find out what sort of information each function requires and uses) d) Complete the sticked form and attach it to your written report, outlining the methods of communication used by the company for different types of audience (different ages, ethnicity, gender, special needs etc) Consider electronic (email, internet, fax etc) and non-electronic (invoices, memos, letters etc) methods. P1P2 method 1M1D1P7 PART 2 Task 1 a) Produce a pamphlet or advert for customers giving information about products or function HMV offer. b) Choose a real example of an external corporate communication from HMV. In a Memo to your manager evaluate it as a means of corporate communication. (Remember not all such communications are effective) c) Then evaluate the effectiveness of the business organisation and its communication and the berth it has played in the success of this company.You must include examples to illustrate your point.Tip check out other organisations that have excellent communication and information systems and use them for analogy with your organisation. P3P4P2 method 2D2 Part 2 TASK 2Give a power point presentation a) Explaining the legal and ethical issues in relation to the use of business information at HMV such as protection of personal information and confidentiality b) Also explaining the operational issues in relation to the use of business information such as back up, health and safety, security of information etc. Make sure you explain how the organisation deals with these issues. c) An analysis (with appropriate examples) of the fashion HMV manages their business information legally, ethically and operationally. Try to look at reasons for policies and procedures that affiliate to business information and any benefits or drawbacks P5P2 method 3P6P2 method 4M2 persona lized Learning and Thinking Skills (PLTS) * Opportunities for development Unit UnitIndependent Enquirers P1, P2, P5, P7 germinal Thinkers P1, P2, P4, P5, P6 Reflective learners P4 Team Workers Self Managers P3 Effective Participators Unit assignment corroborate by Signature of Internal Verifier Date

Wednesday, January 16, 2019

My Aquarium

The place I decided to do my news musical composition on is located in the living room of my familys house. It is a one and only(a) hundred g bothon marine museum. The reason I chose this as the topic of my paper is that all countrys atomic number 18 present except for Plantae in it and it is its sustain ecosystem.Before I go in detail about the organisms in the aquarium, I would like to mention the accessories that make this aquarium a changeless environment and allow the organisms to recruit happily. The temperature pick outs to mimic natural reefs that be often found in tropical regions. The tank of necessity to be 78 degrees F. In the summer water is pumped through a chiller that lowers the temperture to exactly what it needs to be and there is alike a conventional aquarium heater to raise tempature during colder times. Natural reefs as well as need lots of sunlight. This is mimicked by two large 250 watt metal halide and 4 (3 foot) vho lights. These high intensity lights produce tremendous increases in the temperture of the tank which is countered by the chiller. Natural seawater has constant currents which are mimicked by three submergible power heads that keep everything moving.Next, is the water. This needs to be ultra pure, free from fade away solvents. Due to the high temperatures evaporation can cause as a good deal as 2 gallons a day to be replaced. A get up osmosis water purifier is used to create this ultra pure water. Now that I have explained how the water starts of pure the salinity needs to be constant. 33 parts per thousand is recommended for reef aquariums. Calcium, amino acids, phytoplankton, and iodine are also added to the aquarium on a daily basis. The water is tested on a monthly basis for ph, alkalinity, and about a dozen various chemicals to be sure the water chemistry is correct.Now we will treat the first part of the reef aquarium, which is the sand and brave out rock. The sand needs to be live sand, meaning it contains all the necessary bacteria that will be needed in this artificial environment. The same is true for the live rock, which needs different bacteria and is the resting place for all of the corals. These organisms belong to the kingdom Monera Protista and are the first organism to be added to the tank.This aquarium also contains organisms of the kingdom Protista. These are present in the green algae that are seen on the glass of aquariums. Also red algae are seen when observing a marine aquarium. These algae bloom when there is pointless nitrogen in the water. The red algae are a business firm of a tank that is in bad shape. There are also specimens of brown algae in the tank. These free floating algae are a main source of food for certain fish and crustaceans.The absolute majority of the panoptical organisms in the tank are in the phylum Cnidaria. These include the some(prenominal) types of mushrooms, polyps, anemones, soft and hard corals. These are what make the reef aquarium way like a reef. These organisms multiply in the tank and need to be fed by the sunlight and also phytoplankton. It is cool to touch these organisms with the net. They all shrivel up and get defensive when disturbed.There are also about 20 snails in the tank belonging to the screen Gastropoda. These shells are taken over by hermit crabs which belong to the straighten out Crustacea. Other members of this class include a banded reef shrimp and several emerald crabs. There is a huge clam belonging to the class Bivalvia which has pretty turquoise lips. There is even a fledge duster worm that just showed up one day.The higher interverts in the tank include two starfish and also a brickly star. The starfish spend most of their time beneath the sand turn the brittle star is very active and visible and will descend on food shortly after it hits the bottom. Next to the corals the next visible class in the tank would include the class of Osteichthyes. These include tangs, gob ies, dottybacks, a pair of clown fish, and several types of damsels.It is amazing to watch all these organisms grow and interact with one another while realizing how exact the conditions need to be to allow them to even survive.

Tuesday, January 15, 2019

Internet Predators Essay

Internet predators and pedophiles argon a major concern of our earth today. The danger and potential risks that these men are indueting on electric shaverren has to be stop right from the start Law enforcement and local jurisprudence have frame up predator crack down teams to lure and catch these internal deviants and get them out of the suburbs and towns before they posterior cause any harm. The law of nature use entrapment in certain cases to convict and put away these men which some say is unethical and a violation of these mens rights.Defense attorneys are arguing that police unrightfully cause these men to commit crimes and that these men would have never tried to solicit these girls if it werent for the police starting the conversations. The only productive mode of catching these men is by causing them to act upon their feelings and lure them to get with these girls. Though unethical, I rely that the methods these police use are the only ways to stop them from commit ting these crimes and endangering fiats children. Child molestation cases are hidden from the public in order to preserve the privacy of the victim.The downside to this is that this also protects the criminals. Studies revealed that only a junior-grade percentage of people accused of child molestation have their names published. A smaller human action of cases are even printed in articles. What we loosely see in the papers are the arrests and the arraignment. The outcomes of the cases are rarely heard. (Copp, 42) As much as the meshing has become quite helpful in technology and interconnectedness, it has also repointd the lives of our children at risk. internal predators lurk the intercontinental web because they can be anonymous when they are on the internet.A child has no idea who he or she is actually talking to. The internal predator can present himself as a coition or a school friend. It is hard to tell who the actual individual is on the other end. Before, versed predators interact with the children on the playground. Today, they can do the exact same thing while the children are in the repose of their own homes. (Philaretou, 2) Child internal exploitation can happen to anyone careless(predicate) of their ethnic, social, economic and religious background. The internet increases the chances of this occurring because it is a worldwide and powerful medium.Pedophiles and intimate predators can easily turn their computer on and log on to the web and easily get the names and addresses of their victims. As sick as this may sound, the reality of it is that there are a number of child predators who get together and swap child pornography with with(predicate) their internet connection. They share their conquests and discuss ways on how they can lure to a greater extent children online. They also sub seduction techniques. These excite their addiction so they go for the hunt even more. (Philaretou, 3) by these group conversations on the internet , the intimate predators exchange techniques on how they can avoid being detected by the police. When they are not on the internet, pedophiles and sexual predators are loners. They do not intercommunicate as much with other people as they do so when they are online. (Philaretou, 4) The most common way for sexual predators to interact with children through the internet is by visiting chat room and exchanging instant mental objects and email. Sexual solicitations are made even as you read this very statement.25% of kids participate in real time chat and a number of them are already interacting with a predator whether they be aware of this or not. (Philaretou, 5) This becomes a problem because predators establish an intimate relationship with their potential victims through their online interaction. Teenagers use online forums in order to deal with their problems. This is the very first place predators go to in order to look for their victims. They seduce their targets through affe ction, benignity and time. They exert so much effort to establish a practice with them through the internet.They know the interests of their victims, such as the latest movies, TV shows, music, books and sports, in order to converse with them more. (Kincaid, 65) They sympathize with their targets by listening to their problems. As curtly as the trust has been formed, that is when the sexual predator slowly introduces sexual electrical capacity to their conversations. Some even shows the child sexually explicit photographs or videos. Worse, these sexual predators may even schedule a victim with their targets so they can meet and personally interact with one another which often leads to rape, sexual exploitation, kidnapping and worse, murder.(Kincaid, 66) Because of this problem, television and media do what they can in order to meliorate the problem. Dateline NBC created a series titled To Catch a pirana intended to catch child sexual abusers before they actually do the deed. B y using hidden cameras, these investigations have an undercover sting subroutine assisted by an online watchdog group called Perverted-Justice. The police are supple participants in the procedure. These lead to the arrests of sexual predators. (Drake, 34) To elaborate it further, this is how To Catch a predator does it.They build the profiles of minor children on networking websites. They also enter the chat rooms disguised as children and teenagers. They wait for an adult to be the first to message them. The dialogue begins. Once the conversation becomes sexual, the police encourage them even more by making it appear that minors want to know more. Through this interaction, the legal officers are already gathering evidence from the alleged sexual predator. These come in the form of conversations of sexual content via chat or email, pornography and pictures.(Burgess, 122) This brings us to the argument presented in the introductory paragraph of this paper. The sexual predators cla im that it is the police who start asking them about solicitation. This is the policemens method of entrapment. Sexual predators believe that through the conversations triggered by the police, they wouldnt be soliciting girls in the first place. This is the case of extreme measures. The police must do something unethical in order to prevent an act that is more unethical (raping a minor) to happen in the first place.

Monday, January 14, 2019

Father of Science Fiction: H. G. Wells

H. G. rise up is the True sustain of Science lying At the very end of the squared-toe Era, there emerged a gentleman of literature the likes of which the world had n ever so earlier seen. close to know him beaver as an English novelist, though most of his plant life were non novels. Some c all(prenominal) him a political and neighborly commentator, due to the didactic alkalis in galore(postnominal) of his flora. Due to inclusion of the social and natural attainments in his sketchs, he is besides known as a normalizer of acquaintance.His devotion to the phylogeny and establishment of emerging day studies as a comprehension most for sure garnered him the reputation as an primaeval futurist. His pervasive regularize in the growing of the cognition manufacturing genre is indisputable. However it was his masterful weaving unneurotic of futurism and speculative apologue into a single body of work sanctified to the future of mankind that earns H. G. surface the act of The give of Science fabrication. Herbert George intumesce was born in Bromely, Kent, England in September of 1866, the son of a m precaution and a professional cricketer.When he was eight years experient come up broke his leg and began reading library carrys to pass the judgment of conviction, affect his desire to write. He attended a number of schools throughout his archaean life, acquiring an xtensive background in physics, astronomy, and chemistry. He even out studied biology under Thomas Henry Huxley at the Royal College of Science, acquiring drawn-out knowledge in the theories of evolution. Joining the school Debating Society nurtured his interest toward social issues and reform.Wells considered himself a socialist and was a member of the Fabian Society that everyplacewhelm other much(prenominal) notable members as George Bernard Shaw and Virginia Woolf. At that time he as well bringed The Science School Journal, allowing him a forum to develop hi s playpen for literature, expressing his iews on indian lodge and perfecting his burgeoning fiction. after(prenominal) doing some teaching, he eventually graduated from The University of London with a Bachelors of Science in zoology. His prolific writing charge that followed involve 100s of works over the span of fifty years.His talent for cartel the possibilities of lore and engine room in the form of fictional stories that became known as information fiction or as the genre was known in Britain at the time, the scientific romance. Science fiction as a red-brick literary genre is distinguished by its accustom of trustworthy cientific ideas and concepts to form a story that is plausible within a futuristic or alternative-world setting. The fanciful factors of science fiction are largely realizable within the realm of scientific theory and fact.This differentiates science fiction from other speculative genres such(prenominal) as head game and crime in that those w orks are not concerned with scientific and expert possibility. Even bloody shame Shelleys Frankenstein (1818), though certainly innovative in use themes of science fiction, is to a greater extent undefiledly classified as a horror novel. Horror and fantasy genres also delineate rom science fiction in that they include magical and supernatural elements that are absent from the realistic and logical science fiction genre.Though some story elements of sci-fi potful be purely imaginary, accurate depictions of science and technology are employ to tormulate realistic conjectures ot the tuture, or even alternative timelines of the present or past. What distinguishes H. G. Wells from earlier authors who delve into themes of recent science fiction is that he studied science as a primary quill disciplinary field and apply his knowledge in a literary fashion, focusing on scientific and technological plausibility. All of Wells scientific romances contain realistic elements that are base d on applied scientific methodology and knowledge.Some of these include such famous works as The magazine cable car (1895), The Invisible Man (1897), and The War of the fields (1898). Though Wells is considered the Father of Science Fiction, it is oft argued that bloody shame Shelleys Frankenstein is the first work that could be considered true science fiction. Many of the innovative themes use by Mary Shelley unquestionably fall into the realm of modern science fiction. Never before had any story been written about a man of science (the term scientist was not yet coined and would not be until 1834) that performs experiments in a laboratory.Written as a response to the recent Industrial Revolution, Shelley uses fantastical scientific innovations to explore the moral and ethical consequences of technology, a device used by nearly all modern science fiction writers, including Wells. However, unlike Wells, Shelleys works include precious little in the way of factual scientific fact or theory, leaving the audience to speculate about their plausibility. Her schooling, though broad and advanced for a oman of the Romantic era, was in literary studies and include no instruction in the natural or physical sciences.Her sources were express board to discussions with her peers of earlyl 9th century experiments in vivisection and galvanism, the latter of which is an antiquated term for the stimulation of muscles by electric current, applied in the occurrence of Frankenstein to the reanimation of dead tissue. Her scientific education is in contrast to Wells, who had an extensive educational background in the sciences. Although Shelleys science is neither plausible nor the main focus of her story, its ealistic nature make Frankenstein truly terrorization to her audience, which was her intention in using such scientific elements.Shelley had sooner conceived the work as a horror story, thus her themes of science fiction become secondary to the theme of horror as the fo cus of the work. She elysian the archetype of the monster that followed in literature and film. Though Shelleys idea of using science merged with fiction was innovative for the time and implemented by later writers (including Wells, and not for another 80 years), Frankensteins designation as science fiction remains ncillary to that as a landmark novel of the horror genre.The title of The Father of Science Fiction has also been applied to popular French writer Jules Verne, unless is more accurately applied to H. G. Wells. patch certainly a brilliant and talented writer that intemperately influenced science fiction as a genre of literature, Vernes novels can easily be disputed as works of true science fiction. Much like Shelleys Frankenstein, the works of Verne contain elements and themes that are considered scientific but accessory to his primary literary theme.Much vigilance is given to Vernes Voyages Extraordinaires, a series of fifty-four stories hich include such famous work s as Journey to the Center of the earthly concern (1864), From the Earth to the Moon (1865), and Twenty Thousand Leagues under the Sea (1869). At the time of their take, the technological advancements present in Vernes works had been extrapolated by him to aid in his fantastic voyages, but would soon atter become scientific realities. This get him the reputation ot being a technological prophet, a reputation also held by Wells.Some of his prophecies that came true include the electric submarine, the helicopter, and a projectile to admit passengers to the moon. Although Vernes scientific prophecies were at generation more grounded in reality than those of Wells, they were made almost primarily in the area of transportation, unlike Wells, whose prophecies were made in multiple areas of science. The argument can be made that Verne himself inspired these technological advancements. Many pioneering submarine, aviation and rocketry innovators stool credited Verne as the inspiration for their winning inventions. However, Jules Verne was in no way a scientist. He was educated as a lawyer and studied geography, the latter of which inspired him to write his stories of risky venture and travel. Verne argued incessantly that his stories were not meant to be read scientifically, and even stated l do not in any way pose as a scientist2. The science he did use in his stories was well researched Verne often spent time in the company of the best contemporary scientists of his day, consulting them on possibilities of future technology that he could realistically yet fantastically chip in to his adventure stories.While not all science fiction writers are scientists, the case of whether Verne or Wells is The Father of Science Fiction can raise Wells as the true Father when its argued hat Wells scientific educational background gives him credibility and authority. His use of scientific elements as the primary theme of his works (unlike Verne, whose science was used as an auxiliary to the theme of adventure) makes him more deserving of the title. Also, Vernes title of technological prophet passed to Wells because of his dedication not Just to science but also the serious exploration and query of the future.In 1901, H. G. Wells wrote a book called Anticipations of the Reactions of Mechanical and Scientific Progress upon man Life and Thought which is onsidered the first comprehensive and widely read view of future evolutions in the short history of predictive writing3. Wells was not the first person to take seriously the study of the future, but rather he had access to a vast amount of early speculative writings, including some utopian novels that explored the future state of nightspot, that he combine into a single body of work.With the festering of scientific thought during the eighteenth and 19th centuries and the movement of scholars away from religious apocalyptic future inquiry, intellectual thinking and literature that ealt with general human progress instead of eschatology began to emerge. The development of social sciences that studied human interaction showed predictive power when applied to how future society might develop. Many 19th century novelists such as William Morris synthesized sociology with speculative fiction perfecting the utopian novel that gives an image of an holy person society set in the future.Earlier works inherited by Wells that included futurist themes often had a different purpose than the actual scientific study of the future such as exploring God and nterpreting history. In Anticipations, all the early tendencies toward future thought were combined by Wells into the first volume of work that gave complete attention to futurist ideas and consistently explored the future. analogous the works of Verne, Anticipations investigates the future of transportation, accurately predicting major highways and interstates as well as the prevalence of motor vehicles.He accurately predicts the rise ot suburbia and large metropolises as an enormous unbroken sprawls of middle-class life. The book also dwells extensively on the future of world rder and government, even predicting the formation of the European Union. After the publication of the book, the Royal Institution requested a lecture on future study, which he published under the name The Discovery of the approaching (1902). The lecture calls for a whole new science to establish an reproducible and working vision of the future, and is known to this day to be the birth of future studies.Wells continued this theme with other works dedicated to the future such as A Modern Utopia 1905), The Future in America (1906), What is glide slope? (1916), A Year of Prophesying (1925), The Fate of Homo Sapiens (1939) and many, many more. His work The Shape of Things to Come (1933) is a fictional outline of future history, the title a phrase coined by Wells that has been used countless times and is still used today. The term foresight us ed in Anticipations was also coined by Wells.Wells other accurate future predictions include lasers, cell phones, the Internet, and the nuclear bomb (a phrase he used in his book The World Set Free 1914 to describe the bombs that would not be developed until the 1930s). The attention that Wells gave to surveying the future not nly established future studies as a legitimate science, but also helped firmly established future thought as a major theme of science fiction. forrader Wells published Anticipations, he published his first and most well-known novel The metre Machine (1895).The story features a scientist known yet as The Time traveller who built a device that can move through time. This device is known as a time machine, a term coined by Wells and still used to this day in reference to such a device. The Time Traveler Journeys forward in time almost 800,000 years and meets a collected society of child-like humans known as the Eloi. He also meets the frightening race of Mo rlocks that live underground and are keepers of the technology that achieve the above-ground serenity.The Time Traveler also soon learns that the Morlocks feed on the Eloi, and that their technology is used to keep the Eloi passive. He comes to the conclusion that the two races are a harvest of Darwinian evolution and the large gap between the social classes of British society. He speculates that the Eloi were once the leisure class, and due to their conquest of nature with technology they have become feeble in an environment where intelligence and position are no onger necessary for survival. He also speculates that the Morlocks are descendants of the oppressed working class.This application of Darwins theories as a literary paper echoes Wells education under Huxley who was known as Darwins Bulldog. Before publication of The Time Machine, the premise of time travel as a diagram device had been used very little. There were some old folks tales and less than a handful of modern fictional works that had included time travel. The idea was certainly popularized by Wells and considered the inspiration of all later science fiction works that feature time travel. Like Anticipations, it also established time settings in the future as a major element of science fiction.Wells is the first author to use modern science fiction elements to compose social and political commentary. The Time Machine famously illustrates the possible future consequences of a stratified society that becomes besides dependent on technology and will be subject to a form of extreme social Darwinism. In The War of the Worlds, Wells examines Victorian attitudes and values. In his story of Martians attempting to colonize Earth and exterminate humans, Wells provides an imaginative vehicle tor ommentary on British Imperialism.Wells also explores morality and technological ethics, specifically within the realm of vivisection and genetic engineering in his novel The Island of Dr. Moreau (1896). The use of science in a fictional setting to make a didactic point is a reoccurring theme in Wells scientific romances. It has since whence became a major literary device in modern science fiction works to explore the impact of technology on society and humanity. In his best-known and most influential work, 2001 A Space Odyssey (1968), British author Arthur C.Clarke explores the moral and hilosophical implications surrounding technology and artificial intelligence, evolution, and alien life. Clarke was strongly influenced by Wells he was even vice president of the H. G. Wells Society. The British author C. S. Lewis was a champion of science fiction that is philosophically reflective and includes a moral point. He created his Cosmic Trilogy as a direct influence by H. G. Wells, citing his novel The First manpower in the Moon (1901) as the best sort of science fiction I have read4.Out of the Silent Planet (1938), the first book in Lewis trilogy, is so similar to The First Men in the Moon that the opening age says Certain slighting references to earlier stories of this type which will be found in the following pages have been put there for purely spectacular purposes. The author would be sorry if any reader supposed he was too stupid to have enjoyed Mr. H. G. Wells fantasies or too unappreciative to acknowledge his debt to them. 5 Wells influence on science fiction extends to many more authors, including British science fiction author Olaf Stapledon.Stapledon himself was a heavily influential writer, contributing many ideas to the genre of science fiction. Stapledon and Wells orresponded for over a decade, both creating ideas together and borrowing from each other. In his book The Billion Year Spree, Brian Aldiss calls Stapledon the greatest of Wells followers6. Wells science fictional bowl over extended beyond the sphere of British authors and diffused quickly to America, where his influence can be seen in such notable science fiction authors as Isaac Asimov and Robert Heinlein.During the 19th and 20th centuries, when the idea of the utopia as story element began to have a prominent place in literature, Wells himself wrote a number of utopian novels such as A Modern Utopia (1905) and Men Like Gods (1923). Wells progresses the idea of the utopia with his novel The Time Machine by romping the theme into an anti-utopia point of view. He illustrates the seemingly utopian society of the Eloi, and upon the discovery of the violent Morlocks, the world transforms into a horrifying dystopia.In his novel When the slumberer Wakes (1899) about a man who falls asleep for two hundred years and wakes up in the future, Wells gives definitive form to the dystopia as a science fiction theme. This theme was taken up by later authors, most notably the British authors George Orwell and Aldous Huxley in their amous novels Nineteen lxxxiv (1949) and Brave New World (1932) respectively. These two novels have been explicitly touted by their authors as directl y influenced by the works of Wells, and have in turn influenced many other authors, works, philosophers, thinkers, and even nations and governments.The achievement of H. G. Wells in the development of science fiction as a respected and important literary genre is unquestionable. His background as a scientist combined with his adept queries on futuristic ideas provided a springboard into an illustrious and intluential literary career His imaginative inventions ot science fiction themes such as the time travel, alien invasions, and out of sight men have taken their place as staples of sci-fi literature.This, on with his many coined terms, technological prescience and populizing of proto-science fiction themes into mainstream literature designate Wells as the most important science fiction writer the genre has ever seen. And when his pervasive influence on future science fiction writers is regarded along with his other contributions, the only conclusion that remains is that H. G. W ells is the true Father of Science Fiction. Works Cited Wells, H. G. Anticipations of the Reactions of Mechanical and Scientific Progress upon kind-hearted Life and Thought.